How to Prepare Financially Before It’s Too Late

Time is running out to prepare for America’s caregiving crunch — but it hasn’t run out yet. Every day, 10,000 Americans turn 65, and by 2030, one in five will need long-term care. Yet only 7% of retirees budget for it, and Medicare won’t cover the staggering costs — $120,000 to $200,000 a year for a nursing home. But here’s the lifeline: Time hasn’t run out — yet. Whether you’re 40, 60, or…